E-Funding Company Terms of Service, and Privacy Policy

Terms of Use:   By accessing the website at http://www.E-Fundingcompany.com, you are agreeing to be bound by these terms of service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.

  1. Use License:  Permission is granted to temporarily download one copy of the materials (information or software) on E-Funding Company’s website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not: modify or copy the materials; use the materials for any commercial purpose, or for any public display (commercial or non-commercial); attempt to decompile or reverse engineer any software contained on E-Funding Company’s website; remove any copyright or other proprietary notations from the materials; or transfer the materials to another person or “mirror” the materials on any other server. This license shall automatically terminate if you violate any of these restrictions and may be terminated by E-Funding Company at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.
  2. As Is Use:  All materials on E-Funding Company’s website are provided on an ‘as is’ basis.  E-Funding Company makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.  E-Funding Company does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.
  3. Disclaimer and Liability:  E-Funding Company and or it affiliates or its suppliers will not be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on E-Funding Company’s website, even if E-Funding Company or a E-Funding Company authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.  The materials appearing on E-Funding Company’s website could include technical, typographical, or photographic errors. E-Funding Company does not warrant that any of the materials on its website are accurate, complete or current. E-Funding Company may make changes to the materials contained on its website at any time without notice.   E-Funding Company does not make any commitment to update the materials.  E-Funding Company has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by E-Funding Company of the site. Use of any such linked website is at the user’s own risk.  Use of the websites and or E-Funding Company’s services is at your own risk.  E-Funding Company and or its suppliers, Lending Partners or Providers are not liable for any direct or any indirect, punitive, incidental or consequential damages or any other injury arising out of or in any way using E-Funding Company’s websites and services.  BY USING OR BEING ON E-FUNDING COMPANY’S WEBSITE YOU DO SO AT YOUR RISK.
  4. LINKS TO THIRD PARTY WEBSITES :   E-Funding Company’s Websites may contain links to websites maintained by third parties. Such links are provided for your convenience and reference only.  E-Funding Company’s does not operate or control in any respect any information, software, products or services available on such websites. E-Funding Company’s inclusion of a link to a website does not imply any endorsement of the services or the website, its contents, or its sponsoring organization.   E-Funding Company is not responsible for the accuracy or content of the information provided by that website, nor is it liable for any direct or indirect technical or system issues arising out of your access to or use of third party technologies or programs available through that website.  
  1. Affiliate Links:   E-Funding Company’s may receive compensation for recommendations made in reference to the products or services on this website.  This compensation may be in the form of money, services or complimentary products and could exist without any action from a website visitor. Should you purchase a product or service that was recommended by E-Funding Company, it is understood that some form of compensation might be made to the E-Funding Company. For example, if you click on an affiliate link at https://E-FundingCompany.com and then make a purchase of the recommended product or service, E-Funding Company may receive compensation.  This Compensation Disclosure has been provided for your protection and to fully disclose any relationship between https://E-FundingCompany.com’s product or service recommendations and the owners of those product or services.
  2. Modifications:  E-Funding Company may revise these terms of service for its website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service.
  3. Governing Law: These terms and conditions are governed by and construed in accordance with the laws of Minnesota and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.
  4. Return Policy; No returns accepted on all services.
  5. Not A Bank or Financial Institution: E-Funding Company, its agents, members, affiliates, and brokers are not a bank or financial institution nor do they represent one or hold any type of broker relationship with one. Any advertisement made is not an offer for credit or finance and should not be construed as one. E-Funding Company, is a client focused consulting service for business owners and as such makes all representations accordingly. We do not consult within the space of personal loans or personal finance as all client consulting is involved strictly for business purposes. E-Funding Company, is not a certified financial planner, licensed legal or tax provider and as such individuals and their businesses should always consult their respective advisers with respect to all such matters.
  6. Telephone and Email Consents: By proceeding on this website and inputting your information on this website and or calling to E-Funding Company, you are providing express “written” consent authorizing E-Funding Company, Lending Partners (as defined in our Terms of Use) and providers to contact you via telephone, mobile device and/or email, even if your telephone number is currently listed on any internal, corporate, state, federal or national Do-Not-Call (DNC) list.  If this is a cell phone number, you agree that we may contact you using an automatic dialer, including pre-recorded messages and/or text messages, even if your cell phone provider may charge you for calls according to your current plan.
  7. LOAN REQUEST SERVICES
    E-Funding Company offers personal loans, business loans, start-up loans, commercial loans, credit card loans, and stock loan.  Pursuant to the contracts between E-Funding Company and the Lending Partners on its network, E-Funding Company may also receive information from your Lending Partner regarding the status of your application including, but not limited to, the amount or disposition of your loan.  Information specific to your Lending Partner’s use of your information will be found in your Lending Partner’s specific Privacy Policy.  NOTE: You are providing express written consent for E-Funding Company and the selected Lending Partner to share this personally identifiable information for these purposes, litigation, regulatory request(s), law enforcement requests, internal analytics and/or for marketing purposes.   E-Funding Company is not a lender or a creditor so we do not disclose the TILA.  The TILA will be disclose by the Lender at the time you are approve for your loan.      E-Funding Company does not make loans or credit decisions in connection with loans. E-Funding Company does not endorse or recommend the products of any particular Lending Partner. E-Funding Company services are only administrative. You should rely on your own judgment in deciding which available loan product, terms or Lending Partner best suits your needs and financial means. The Lending Partner is solely responsible for its services to you, and you agree that E-Funding Company shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of such services. You understand that Lending Partners may keep your loan request information and any other information provided by E-Funding Company or received by them in the processing of your loan request, whether or not you are qualified for a loan with them or if you make a loan with them. You agree to notify any particular Lending Partner directly if you no longer want to receive communications from them.  Loans may only be made to residents of states where Lending Partners are licensed or authorized to make such loans.  E-Funding Company Lending Partners expressly reserve the right to discontinue, suspend or terminate the offering of any loan product in any specific state through the Websites at any time, without prior notice.   Loan approval standards are established and maintained solely by individual Lending Partners.  E-Funding Company does not guarantee that the loan terms or rates offered and made available by Lending Partners are the best terms or lowest rates available in the market.  A Lending Partner’s conditional loan offer may be subject to market conditions, approval and qualification.  The rates and fees actually provided by Lending Partners may be higher or lower depending on your complete credit profile, collateral/property considerations (if applicable) including but not limited to location, equity and value and income/asset consideration including but not limited to loan to value and debt to income ratios.  Unless expressly stated in writing, nothing contained herein shall constitute an offer or promise for a loan commitment or interest rate lock-in agreement.  Lending Partners may not offer all products as well as not offer products in all states.  E-Funding Company is paid a fee by Lending Partners for funded loans or the fee is paid by the client that is requesting the loan and or fees maybe paid by the Lending Partners and the client.  All fees are only paid upon the client being able to get funding and have receive the funding.  Your use of the Websites and/or E-Funding Company’s services constitutes your agreement with this compensation arrangement.  At closing, you will be responsible for paying for any closing costs associated with your loan (such as loan processing, underwriting or funding fees).   By clicking on any button indicating an acceptance or agreement to terms, a continuance of processing or submission (“submission”), you understand that you are consenting, acknowledging and agreeing to the stated terms and conditions of that submission and that you are submitting an inquiry as to a lending product through E-Funding Company to each of the Lending Partners to whom your loan request is transmitted. You are also indicating that you are consenting, acknowledging and agreeing to receive important notices, disclosures and other communications (“Disclosures and Communications”) in electronic form (either by email or via the Internet) as provided for in the Consent for Electronic Signatures, Records and Disclosures from E-Funding Company and its Lending Partners. You understand that you will need, and have access to an email address, Internet access and PDF software to review the Disclosures and Communications. In addition, you acknowledge that Lending Partners may access your credit file even if your Social Security Number is not provided and that you have received and reviewed and, where applicable, signed the necessary required disclosures. Not all Lending Partners will receive and/or utilize your SSN to access your credit report and/or credit score. Lending Partners may do a soft inquiry to adhere to Anti-Money Laundering requirements and to assist in identification and verification of consumers as well as to prevent fraud. Your information may also be obtained from Lending Partners after you are matched for reporting and accounting purposes. You authorize E-Funding Company and its participating Lending Partners to share such information as required.  By submitting the loan request, you are extending an express invitation to each Lending Partner you have been matched with to contact you by telephone at the numbers (whether landline or cellular) you have provided so they may assist you with your transaction, and you hereby consent to any such calls even if your phone number is on any Do Not Call list, or by email at the email address you provided or at another address that may be associated with you and you hereby consent to any such email so it will not be considered spam or unauthorized by any local, state or federal law or regulation. By submitting your information, you give E-Funding Company permission to retain all such provided information. For any service, you represent that all of the information you have provided in your submission and loan request is true and complete. You have the right to receive any document in non-electronic form and to withdraw your consent to electronic delivery at any time by emailing E-Funding Company at Info@E-Fundingcompany.com.  All loans are subject to credit approval. Interest rates and loan fees vary and are based upon borrower and/or cosigner (where applicable), credit score and other underwriting criteria. Approval and underwriting criteria standards are established and maintained solely by the individual Lending Partner(s) and not by E-Funding Company.  When Lending Partners receive your loan request, they are not agreeing to lend you money and there will not be such an agreement until the time that the loan is actually disbursed to you. Lending Partners have the right to accept or reject your cosigner and lend an amount less than the amount requested.  In addition, by submitting your loan request, you authorize the Lending Partners to verify the accuracy and authenticity of all information supplied by you both internally and with the assistance of non-affiliated third parties. Specifically, you authorize the Lending Partners to verify your enrollment status with your school and other organizations and to verify your employment status by contacting your employer. Lending Partner may also verify any income information that you provide. In all cases, Lending Partner may disclose the fact that you are applying for credit from Lending Partner.  Products and services may only be made to residents of states where Lending Partners are licensed or authorized to make such products or services available. E-Funding Company and Lending Partners expressly reserve the right to discontinue, suspend or terminate the offering of any product or service in any specific state through the Websites at any time, without prior notice.

 

 

 

Privacy Policy
Your privacy is important to us. It is E-Funding Company’s policy to respect your privacy regarding any information we may collect while operating our website. Accordingly, we have developed this privacy policy in order for you to understand how we collect, use, communicate, disclose and otherwise make use of personal information. We have outlined our privacy policy below. We will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned. Before or at the time of collecting personal information, we will identify the purposes for which information is being collected. We will collect and use personal information solely for fulfilling those purposes specified by us and for other ancillary purposes, unless we obtain the consent of the individual concerned or as required by law. Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date. We will protect personal information by using reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification. We will make readily available to customers information about our policies and practices relating to the management of personal information. We will only retain personal information for as long as necessary for the fulfilment of those purposes. We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained.  E-Funding Company may change this privacy policy from time to time at Funding Company’s sole discretion. By providing your phone numbers, you agree that E-Funding Company, its affiliates and agents may call you and text at these numbers. If this is a cell phone number, you agree that we may contact you using an automatic dialer, including pre-recorded messages and/or text messages, even if your cell phone provider may charge you for calls according to your current plan.  By providing your email address, you agree that E-Funding Company, its affiliates and agents may email you on our products, services and newsletter any news or special or email marketing campaign.  If you do not want to accept text or call or email please email to info@E-Fundingcompany.com and let us know.  However during the course of your application or services purchase such as business credit building etc, you understand and acknowledge that E-Funding Company, its affiliates and agents can call, text and email you as this is a necessity of doing business with E-Funding Company.

 

We are a nation wide business consultant

About Us

E-Funding Company was created to work with individuals whether they are just starting their business or are owners of established businesses to get the funding they require even when they have been turned down by traditional lenders. 

Address

 ​3101 Old Highway 8, Ste 201
Roseville, MN, 55113. 

Contact

Office:  1-888-999-1493

info@E-FundingCompany.com