SBA Loan Programs

What is an SBA Loan?

SBA loans are business loans guaranteed by the Small Business Administration. With their multiple SBA funding programs, this government agency provides SBA loan guarantees of up to 90% of the loan amount provided through an SBA-approved lender—typically banks. The three main SBA loan programs let you borrow money for nearly any business purpose—including working capital, purchasing inventory or equipment, refinancing other debts, or buying real estate—through these SBA-guaranteed loans.

The Small Business Administration (SBA) is a government entity that partially guarantees traditional bank loans (between 50%-85% of the loan amount) to lower lender risk and reduce interest rates on loans up to $5 million in value. These loans require a fair amount of time – and paperwork – for approval, accounting for 12% of all business loans by dollar volume.



To include

7(a): 7(a) loans are the most common type of business loan guaranteed by the SBA covering a broad range of collateral and business types.

CDC/504: CDC/504 covers real estate and equipment loans.

SBA Express: The SBA can expedite the borrowing process for a higher premium on smaller loan amounts (under $350,000).

CAPLines: SBA’s CAPLines program helps small businesses borrow for short-term and cyclical working capital needs.

International Trade Loans: The International Trade Loan offers loans up to $5 million for fixed assets and working capital for exporting businesses from small to mid-sized.

Contact us today for more information and one of our consultants can go over your options with you.

We look forward to working with you, making your business more prosperous and providing funding options that work for you.

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Aug 21, 2018
I had a real hard time getting a loan. I talk to my local banker and I was declined. I found E-Funding Company online. I was really skeptical. After working with E-Funding Company, I got funded. E-Funding Company is the real thing. I am very happy with their services and recommend anyone that wants funding to call them.

Dan H.

Aug 19, 2018
I heard about E-funding Company through a friend that used their services and she really spoke highly of this company. So i decided to give it a try, and since conducting business through E-funding i have not had any issues with other lenders. E- Funding was able to get me funding that i need from lenders in order to rehab my home. I am greatly appreciative of E-Funding and plan to do more business with them in the near future.


Jun 05, 2018
I had a great experience working with E-Funding. Kay is very knowledgeable, and professional. She was always available when I needed assistance. I would absolutely recommend E-Funding to my family and friends. It’s a wonderful service.

Nicola Black

We are a nation wide business consultant

About Us

E-Funding Company was created to work with individuals whether they are just starting their business or are owners of established businesses to get the funding they require even when they have been turned down by traditional lenders. 


 ​277 Coon Rapids Boulevard Ste 402, Coon Rapids, Minnesota 55433 USA


Office:  1-888-999-1493