Commercial Loan

Getting a loan from a conventional lender in today’s economic climate is not always easy.  New rules and regulations can make it troublesome for business owners to purchase or refinance commercial property with a commercial loan from a bank. We know that part of successful investing is being a smart real estate investor.
At E-Funding Company, we provide commercial loans to help our clients get the financing that they need to stay competitive and meet their needs in the fast-paced commercial real estate market. We offer a variety of commercial real estate financing options to help individual business owners and groups of borrowers obtain commercial properties. No matter how big or small your transaction may be, we can assist in structuring the most appropriate financing solution for your needs. We have commercial loan programs from full loan documentation to stated income that focus less on your credit history and more on the real estate itself. This type of financing is ideal for individuals or business owners seeking a quick, fast, an uncomplicated solution

At E-Funding Company we understand commercial financing.  Our Commercial loan Program Includes:

HUD and FHA Loans 

$2,000,000 – $50,000,000

  • Full Amortization
  • Long terms
  • Non-recourse
  • Very low fixed rates.

If you’re looking for long-term loans featuring full amortization and fixed rates, then FHA or HUD loans might be the answer. Consider these programs if you’re acquiring, refinancing or newly constructing or rehabilitating the following:

  • Healthcare facilities
  • Hospitals
  • Multifamily rental units
  • Senior housing .

 Project  Loan Funding

A.  10M to 2 Billion  Loan Program

  • Anything loan amount lower than 10M will need an exception
  • Need 10% Reserve.
  • Can use Proof of Fund for the 10% if needed  (We have an investor group that can provide this.)
  • Viable projects only
  •  Points –  varies – depending on project
  • Collateral is negotiable depending on project
  • Fund in 45 business days
  • executive summary required. Prefer business plan (this will be require by the investor once likes the project)
  • Fixed terms can be loan, Joint Venture or a combination Loan and Joint Venture depending on the project as each is a case by case
  • Available throughout the USA and many selected foreign countries
  • Most industries considered.  Business acquisitions or refinance, commercial real estate, construction, Energy Project, Oil, etc.

     

    B.  80M+ There is no Max

    • 100% Funding
    • Interest Rate –  6% –  15%  depending on project
    •  Points –  varies – depending on project
    •  Term of Loan –  up to 20 years
    •  Fund in 60 – 90 business days  –  Grace period before making 1st payment can be arranged.
    • Non-recourse loan
    • Collateral is negotiable depending on project
    •  Bridge Loans may be considered if needing quicker funding.
    • Viable projects only
    • executive summary required. Prefer business plan (this will be require by the investor once likes the project)
    • Fixed terms can be loan, Joint Venture or a combination Loan and Joint Venture depending on the project as each is a case by case
    • Available throughout the USA and many selected foreign countries
    • Most industries considered.  Business acquisitions or refinance, commercial real estate, construction, Energy Project, Oil, etc

 

Stated Income Loan

  • Owner and Non-Owner-Occupied Properties
  • Commercial properties from apartment to hotel to shopping mall etc
  • Loan Sizes from $50,000 to $5,000,000.
  • Up to 75% LTV – Up to 80% with seller held second
  • 600 Credit score to qualify
  • 3,5,7,8,10,15,25,30 year fixed w/rates from 6.99%
  • Purchase, refinance, and cash-out refinance (limits on cash-out)
  • Interest only programs available
  • Closing in 3 to 5 weeks

Hard Money Loans Criteria and Rates

  • Loan Size: $100,000 to $100,000,000
  • Lending Area: National and International
  • Collateral: We lend mainly to commercial real-estate, including raw land and development projects
  • Interest Rate: Variable from 7.99% to 14% depending on collateral
  • Amortization: Interest Only
  • LTV: Up to 80%
  • Origination Fee: 1 to 4%
  • Closing time: 5 Days to 5 weeks

Contact us today for more information and one of our consultants can go over your options with you.

Complete Our Online Form

Aug 21, 2018
I had a real hard time getting a loan. I talk to my local banker and I was declined. I found E-Funding Company online. I was really skeptical. After working with E-Funding Company, I got funded. E-Funding Company is the real thing. I am very happy with their services and recommend anyone that wants funding to call them.

Dan H.

Aug 19, 2018
I heard about E-funding Company through a friend that used their services and she really spoke highly of this company. So i decided to give it a try, and since conducting business through E-funding i have not had any issues with other lenders. E- Funding was able to get me funding that i need from lenders in order to rehab my home. I am greatly appreciative of E-Funding and plan to do more business with them in the near future.

Jerome

Jun 05, 2018
I had a great experience working with E-Funding. Kay is very knowledgeable, and professional. She was always available when I needed assistance. I would absolutely recommend E-Funding to my family and friends. It’s a wonderful service.

Nicola Black

We are a nation wide business consultant

About Us

E-Funding Company was created to work with individuals whether they are just starting their business or are owners of established businesses to get the funding they require even when they have been turned down by traditional lenders. 

Address

 ​3101 Old Highway 8, Ste 201
Roseville, MN, 55113. 

Contact

Office:  1-888-999-1493

info@E-FundingCompany.com