Commercial Loan

Getting a loan from a conventional lender in today’s economic climate is not always easy.  New rules and regulations can make it troublesome for business owners to purchase or refinance commercial property with a commercial loan from a bank. We know that part of successful investing is being a smart real estate investor.
At E-Funding Company, we provide commercial loans to help our clients get the financing that they need to stay competitive and meet their needs in the fast-paced commercial real estate market. We offer a variety of commercial real estate financing options to help individual business owners and groups of borrowers obtain commercial properties. No matter how big or small your transaction may be, we can assist in structuring the most appropriate financing solution for your needs. We have commercial loan programs from full loan documentation to stated income that focus less on your credit history and more on the real estate itself. This type of financing is ideal for individuals or business owners seeking a quick, fast, an uncomplicated solution

At E-Funding Company we understand commercial financing.  Our Commercial loan Program Includes:

HUD and FHA Loans 

$2,000,000 – $50,000,000

  • Full Amortization
  • Long terms
  • Non-recourse
  • Very low fixed rates.

If you’re looking for long-term loans featuring full amortization and fixed rates, then FHA or HUD loans might be the answer. Consider these programs if you’re acquiring, refinancing or newly constructing or rehabilitating the following:

  • Healthcare facilities
  • Hospitals
  • Multifamily rental units
  • Senior housing .

CMBS Conduit Loans

$1,000,000 – $50,000,000

  • Very low interest rates
  • Non-recourse debt structuring.
  • Fixed terms of 10 years
  • 30 year amortizations

Obtaining commercial mortgage backed securities (CMBS) loans has been quite difficult since the economic crash of 2008.  E-Funding has contact with the banks still offering these loans, which can be a great option for those looking to invest in a shopping center, retail, office, multifamily and franchised hotel properties.

Stated Income Loan

  • Owner and Non-Owner-Occupied Properties
  • Loan Sizes from $50,000 to $5,000,000.
  • Up to 75% LTV – Up to 80% with seller held second
  • 600 Credit score to qualify
  • 3,5,7,8,10,15,25,30 year fixed w/rates from 6.99%
  • Purchase, refinance, and cash-out refinance (limits on cash-out)
  • Interest only programs available
  • Closing in 4 weeks

Hard Money Loans Criteria and Rates

  • Loan Size: $100,000 to $100,000,000
  • Lending Area: National and International
  • Collateral: We lend mainly to commercial real-estate, including raw land and development projects
  • Interest Rate: Variable from 7.99% to 14% depending on collateral
  • Amortization: Interest Only
  • LTV: Up to 80%
  • Origination Fee: 1 to 4%
  • Closing time: 5 Days to 1 Month 

Contact us today for more information and one of our consultants can go over your options with you.

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Aug 21, 2018
I had a real hard time getting a loan. I talk to my local banker and I was declined. I found E-Funding Company online. I was really skeptical. After working with E-Funding Company, I got funded. E-Funding Company is the real thing. I am very happy with their services and recommend anyone that wants funding to call them.

Dan H.

Aug 19, 2018
I heard about E-funding Company through a friend that used their services and she really spoke highly of this company. So i decided to give it a try, and since conducting business through E-funding i have not had any issues with other lenders. E- Funding was able to get me funding that i need from lenders in order to rehab my home. I am greatly appreciative of E-Funding and plan to do more business with them in the near future.


Jun 05, 2018
I had a great experience working with E-Funding. Kay is very knowledgeable, and professional. She was always available when I needed assistance. I would absolutely recommend E-Funding to my family and friends. It’s a wonderful service.

Nicola Black

We are a nation wide business consultant

About Us

E-Funding Company was created to work with individuals whether they are just starting their business or are owners of established businesses to get the funding they require even when they have been turned down by traditional lenders. 


 ​3101 Old Highway 8, Ste 201
Roseville, MN, 55113. 


Office:  1-888-999-1493