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Commercial Loan
Getting a loan from a conventional lender in today’s economic climate is not always easy. New rules and regulations can make it troublesome for business owners to purchase or refinance commercial property with a commercial loan from a bank. We know that part of successful investing is being a smart real estate investor.
At E-Funding Company, we provide commercial loans to help our clients get the financing that they need to stay competitive and meet their needs in the fast-paced commercial real estate market. We offer a variety of commercial real estate financing options to help individual business owners and groups of borrowers obtain commercial properties. No matter how big or small your transaction may be, we can assist in structuring the most appropriate financing solution for your needs. We have commercial loan programs from full loan documentation to stated income that focus less on your credit history and more on the real estate itself. This type of financing is ideal for individuals or business owners seeking a quick, fast, an uncomplicated solution
Business Loan Program
This is a true amortized loan and will require providing full documentation of income. This is for an existing business that has been around for at least 1 year and can provide income tax return, profit and loss statement etc.
True Business Loan
- Must be in business for 2 years (can be 1 year if franchise)
- Minimum credit score of 600+
- Must gross $150,000 or more per year
- Loan amount is $25,000 to $500,000
Rehab Line of Credit
This is a line of credit that is based on Liquid Assets. E-Funding Company is dedicated to serving entrepreneurs and commercial real estate investors by providing them with the leverage they need.
Our financial background combines with our expertise and experience allows us to extend lines of credit to investors who need extra capital for fix and flip projects. We understand the importance of your goal and have a shared interest in helping you to grow your business.
Here is what is needed from you:
- Bank Statements for all checking/saving accounts (Minimum of 2 months)
- Quarterly Retirement Funds
- Quarterly (or 2 months) Stock Reports
- Credit Score (650+ Minimum)
- Maximum Loan-to-Cost (LTC) 90%
- Rehab/Construction Financing (funding up to 95% of rehab budget – Max 75% ARV)
- Up to 20 Units
Unsecured Personal Loan
We are a business consulting company whose target clients are start-up and existing businesses that have had difficulty obtaining traditional financing.
E-Funding company utilizes creative strategies to secure the funding needed to launch and grow a business despite obstacles that traditional funders consider deal breakers.
All you need is your proof of employment, income and a credit score of at least 700 to qualify.
And the best part is, there are no restrictions on the funding usage!
Get up to $500,000 in personal unsecured funding.
- Interest rate as low as 7.99%
- 700+ credit score
- No Collateral (No liens against any work equipment or property)
- All Cash Loans are unsecured
- No Restriction on Use
- No Upfront Cost
- We are paid on results only
- Funding as quickly as 5 business days
Contact us today for more information and one of our consultants can go over your options with you.