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CREDIT OVERVIEW:

We are always looking for a way to help our clients get maximum funding and protect their credit. We do need a copy of a credit report to give you your pre-approval. This credit report you are pulling is considered a soft pull. A soft pull is not an inquiry and will not affect your credit score or hurt your credit. We do not pull a credit report for your file which will result in an inquiry until you, the client, have signed our contract and are committed to moving forward. However, to receive the most accurate credit assessment and funding quote, (current funding potential), we require a credit report to be pulled. The question is this: Which kind of credit report is required? Below are instructions on which kind of credit report is needed and which companies we use.

PERSONAL CREDIT:

We want our client to use CreditReport and provide us with a pdf copy of the credit report. We find that we get more accurate results with CreditReport. You will be charged $1.00 for 7 days and then will be charge $29.95 monthly if you do not cancel the service within 7 days. We generally get back to our client for a pre-approval within 48 hours. Click below on the following link to open a new window. Once you pull the credit report, you will need to click on "Printable Credit Report." Please save and/or print a PDF copy of your report. Once you are done, please click on the Tab of the loan program you want to apply above. Then attach the credit report to the loan application, finish your application, and click submit. Your loan application will be reviewed within 24 to 48 hours. For convience, click on the link below. This will take you to where you need to be and you can quickly get your credit report.

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